Coronavirus Resources for Arizona, California, Colorado, and Florida

From Mindful Money

As I am speaking with REALTORS and borrowers alike, I am hearing a feeling of hopelessness and not knowing where to go.

But we will come out of this if we all do our part!

Reach out, connect, ask for help, and if you can give, please do so.

Below you can find some National and individual state resources that should offer some peace of mind during these uncertain times.

Don't forget to also check the state, county and city websites in your area for additional resources.

National Help:

Fannie Mae Coronavirus (COVID-19) Help

Freddie Mac Getting Disaster Help

On March 18, the U.S. Department of Housing and Urban Development (HUD) announced a suspension of all evictions for HUD-financed properties. On the same day, the Federal Housing Finance Agency (FHFA) directed Fannie Mae and Freddie Mac to suspend foreclosures and evictions for at least 60 days due to the coronavirus national emergency.

• FEMA Disaster Information
• Small Business Administration Coronavirus Information
• Veteran Resources
• FHA/HUD Coronavirus Resources
• Consumer Financial Protection Bureau
• Find Your Local Food Bank

Banks

• Bank of American Coronavirus Updates
• Capital One Coronavirus Updates
• Chase Bank Coronavirus Updates
• Trust Bank Coronavirus Updates
• US Bank Coronavirus Updates
• Wells Fargo Coronavirus Updates
• Mr. Cooper Blog Coronavirus Updates
• Flagstar Bank Coronavirus Updates

Servicers

• GenWorth Mortgage Insurance - Important Servicing Information on COVID-19
• Department of Labor (DOL)—DOL has provided resources for employers and workers in responding to COVID-19 and including the impact on wages and hours worked and protected leave.
• Environmental Protection Agency (EPA)— Americans can continue to use and drink water from their tap as usual. EPA has provided important information about COVID-19 as it relates to drinking water and wastewater to provide clarity to the public. The COVID-19 virus has not been detected in drinking-water supplies. Based on current evidence, the risk to water supplies is low.
• Internal Revenue Service (IRS)—The IRS has also created a Coronavirus Tax Relief section on their website with updated information for taxpayers and businesses.

Student Debt

The Department of Education announced that it will allow forbearance on federally backed student loans for sixty days beginning on March 13, 2020. Likewise, the Administration has also waived all interest on student loans for this period. You must contact your loan servicer to be a forbearance. Servicers are sharing information about how borrowers can seek remedies.

Ways to Give Back: Donate to Charities

• Feeding America: Help End Hunger Today
• St. Mary’s Food Bank: Help Hungry Arizona Children
• Order Necessary Items from Amazon Smiles for Charities in Your Area

Resources by State

Arizona

Housing Help: Homeowners looking for help with their mortgage payments should the Arizona Department of Housing can help with:

• Principle Reduction Assistance
• Monthly Mortgage Subsidy Assistance for under and unemployed Arizonians
• Second Lien Elimination Assistance
• Contact your mortgage company

Contact the Arizona Department of Housing via their website or call 877.448.122 Renter Help:

• Renters needing help should contact their landlord
• Be open be honest
• Contact the Arizona Department of Housing

Help for ALL Arizonians 

Arizona Business Owner Resources

Small Business Association Disaster Loans

California:

• California Resource Page for Navigating the Outbreak
• Disaster Resources for Business Owners
• FEMA Disaster Loans & Individual Assistance

Colorado

• State Resources for Those Impacted by Coronavirus
• Information for Metro Denver Renters
• Disaster Loans for Business Owners

Florida

• Florida League of Cities
• Florida Public Assistance
• Florida Chamber of Commerce
• U.S. Small Business Association

Beware of Scams

During times of crisis, there is an increased risk of scams and fraud. Protect yourself by asking questions, reading the materials provided to you, and avoiding any solicitations requiring up-front cash payments.

If you think you may have been a victim of a scam, contact the U.S. Department of Justice Disaster Fraud Hotline at 866-720-5721.

We’re All in This Together

If you find any other resources, please share them!

These are just a few of the reputable resources I have found. There are many more BUT just be safe and make sure you are dealing with a legitimate charity or government agencies.

If you’re unsure, feel free to reach out and ask!